Car Service Extended Contract, Buying Auto Extended Service Contract

Buying An Automotive Extended Service Contract
Jerry Christopher

Should You Buy An Automotive Extended Service Contract?

The decision to purchase an extended service contract or
mechanical break down policy as they are sometimes called is a
decision that has many variables. Depending on the age of the
vehicle, the usage, how long do you plan on keeping the vehicle
for are just a few questions that need to be considered.

If you look online, some of these so called guru’s who write
scam pieces will tell you—Don’t Buy—it’s a scam. I whole
heartily disagree with their opinions, I question if they have
real world knowledge and experience to begin with. If they did,
then I firmly believe their opinion would be other wise.

The scam comes when you are charged outrageous and inflated
prices for an extended service contract, they are not cheap to
begin with, but those who exasperate the cost are the ones who
are taking advantage of unsuspecting consumers. Or perhaps even
requiring you to purchase as a condition of buying the vehicle,
you should never be forced to buy under any circumstances.

With automotive repair labor rates ranging easily up to $100.00
per hour or more, it doesn’t take a huge repair to cost you
major bucks, and with the electronics and technologies of
today’s automobiles, parts prices are equally as expensive.

During my 26 years in the automotive service industry, I can
recall countless and numerous times where customers wished that
they had purchased, and those that did were glad they made such
a sound financial decision.

Consider the following examples of repair cost:

Air Conditioner Repairs can easily cost $1500.00 for compressor
replacements.
Transmission Overhaul or Replacements--$3000.00
Water Pump replacements--$600.00
Power Steering Pumps and Steering Gears--$600-$2000.00

However, don’t be mislead into believing a mechanical break
down policy covers every nut and bolt on the vehicle, there are
variables and different kinds of policies as well. Some cover
seals and gaskets, wear and tear items, consequential damages
etc and others don’t. Be aware of what it does and does not
cover before buying, this will save you a lot of grief in the
event you have a mechanical failure.

It is a major decision, and one that requires weighing the
advantages and disadvantages.
My personal and professional opinion is that if you are going
to use the vehicle on a daily basis, you plan on keeping for 2
years or more after the original factory warranty has expired,
then you should purchase the extra protection.

It is after all, like an insurance policy, you hope that you
don’t have to use it, but it will give you some peace of mind
in the event that you have to have an expensive repair.

About The Author: Jerry Christopher-owner
http://www.usedcarwise.com with over 26 years in the automotive
service industry, offers a unique and innovative approach
teaching you how to buy a used car the smart way.

Content Courtesy : choosetoprosper.com

Tips For Safety On The Road :

5 Quick Tips For Safety On The Road Pete Lance

The road is a dangerous place. Any driver on the road has
life-and-death power over his passengers and everyone he
encounters on the road, including other drivers. Do not, ever,
lose your focus when you are driving. Here are 5 quick tips to
ensuring your safety on the road.

1. Drive safely, or don't drive. There are many things that can
go wrong on the road. But there are also things that you can do
to lessen the risk on the road. Two rules: Do not drive when
you are drunk, sleepy, or not in full control of yourself. Do
not drive when you are not in full control of the car.

2. Be cooperative. Driving is all about teamwork. You have to
work as a team with the other drivers on the road so as to
ensure nobody gets hurt. You can do anything that people will
reasonably expect you to do. But don't ever surprise other
drivers by doing unexpected things. This can cause big trouble,
especially on the highway.

3. Think ahead. You need to give your fellow drivers time to
react to anything you do. Don't do anything sudden. Signal
before you change lanes or turn. Do things evenly, be it
changing lanes, accelerating, slowing down, etc. Allow the
other drivers to mentally compute where you are going to be.

4. Cool it. Don't let your emotions take control of you. Never
get angry with other drivers, no matter how unreasonable they
are. It is inevitable that drivers make mistakes, even grave or
stupid ones. Some drivers will even weave in and out of traffic,
just to get to the front, and in the process irritate everyone
else. Don't get angry with them, and never get back at them in
anyway, or you may become a hazard yourself. Always remember to
stay “cool, calm and collected”.

5. Your area of vision is the most important. The rule of thumb
is “if you can't see, don't go!” Perhaps your windshield is
cracked. Perhaps your mirrors are not adjusted properly.
Perhaps your windshield wipers are faulty. Don't drive if you
cannot see, especially in wet weather. It's always better to be
late than never.

About The Author: Pete Lance is the founder of
http://www.USGasTrac
ker.org , a premier company which helps the
consumer save money on gasoline. Thousands of gas stations
across the nation are tracked daily to guarantee the lowest
prices on gasoline anywhere in the United States.Free daily
emial with locations and prices.

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